Paradise Island Maldives

Sorry to remind all smokers die from wool, but November was Lung Cancer Awareness Month. But no do not click away - spare a few moments of your time, please ........

If hard words on packets of washing over you, let me put the financial case for you to stop smoking. And the feeling healthy I can offer you a trip for two on Paradise Island in the Maldives for two, for each year of your longer life!

OK, I know you do not believe me. Let's explain.

Say the average smoker is 40 and smokes 20 a day. With cigarettes to $ 5 per package of £ 1800 per year. Then you'll save loads on the cost of your life, critical illness and medical insurance. Just how much has been highlighted in a recent snapshot www.express-insurance.co.uk life. This found that the average smoker over 56% paid for life insurance from a non-smoker. Therefore, abandonment could easily save you £ 50 per month on your insurance premiums.

So, as a non-smoker you could be £ 2,400 a year better. Wearing a hat Financial I can show you that if a 40 year old man put those savings into a personal pension plan with NFU, then to 5% annual growth, it will have a pension fund in good health of 97.860 pounds. On retirement that could give a sum in your pocket tax free of £ 24 465 and an annual income of the life of £ 3,830 (or £ 5,100 per year if the money is tax-free was left in the pension).

On the other hand, we'll have more fun!

For £ 2,400, you can have 5-star holiday for two people 10 days on Paradise Island in the Maldives. Stop smoking forever and you can afford to return to Paradise Island each year!

QED - makes you think does not it?